Building Dreams in Nagano

There's really not all that much to update. I went to the bank last week to open an account with them as I have never actually dealt with the bank giving us the loan before. The loan officer is very keen for me to borrow more money for my personal business as that goes on his work record, but after speaking with my accountant, I'm not going to make my translation business an LLC just yet. I have to start paying consumption tax on my earnings this year, but it's still a relatively low rate that I have to pay. If my business gets bigger I'll have to pay more, and if I become an LLC I am exempt from paying consumption tax for two years so it's smarter to do that when/if my company grows and consumption tax will be higher. So for now, not borrowing any more money. No point in paying interest on money I don't actually need to borrow. From April 1st, I'll be away for almost the entire month. Two weeks in Osaka, one week in Nagoya, home for a day or two, then bac...

So really I'm just procrastinating as I should be working but this house stuff is on my mind 24/7 and I think it will help me procrastinate less if I just get out everything somewhere, so that somewhere is here! Just to recap, hub and I have been talking about building our own home FOREVER! Since before we were married. At that time, his parents had a 300 tsubo tract of land (nearly 1000sqm) and we were going to build there. I don't know why we didn't apply for a loan then. It would have been the perfect time and we most certainly would have been approved, but we didn't so no point mulling over it. A year or so after I moved to Nagano the company's warehouse was being forced to move back further from the street by the city and at the same time, my in-law's next door neighbors were going to tear down their house and rebuild, so instead of rebuilding the warehouse further away from the street, they asked their neighbors to trade land with them, and they did, but...

We were finally approved for a home loan! And here I am to document the entire process because it's not just a house we're building. Big things are in the works. Stay tuned!